Expert review

rating

DEEP RATING: STABLE+

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rated by ICObench 4,5 in 5

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OVERALL SCORE 9 in 10

Global problem:

100 out of 196 countries in the world serve as a home for 2,000,000,000 unbanked people, who use cash only, do not have any credit history and do not have access to any financial services. It is essential to note that most of these people use their smartphones and social networks on a regular basis . This is a tremendous amount of a new data and a substantial number of new potential clients. Financial institutions do not have any information about these clients and their creditworthiness, thus they do not want to take a risk to serve these people. However, these people still need funds and surely businesses still need new customers to survive a competition!

We are here to help these 2 billion unbanked people to explore The New Global Crypto Economy!

MicroMoney is a team of professionals who have a capacity to work in the emerging markets where all established banks are not able to operate, and even if they do decide to be there, they are not innovative enough to survive in this environment.

Our Solution

MicroMoney is an Open Source Credit & Big Data Bureau that connects new customers to all existing financial services. MicroMoney A.I. platform uses complex algorithms to predict creditworthiness of all customers and in just 15 minutes a borrower can get their very first loan in his/her life just from their smartphone. All customers have an ability to pay less interest and have a higher credit rating, if they use our platform more often . All aggregated Big Data and Credit Histories are stored on the Blockchain. Thousands of existing businesses will get access to millions of new customers which we will bring to the global economy.

We are growing

A multi trillion dollar business with huge growth potential! The demand for our type of financial inclusion is huge and on the rise. We can add over 7 trillion dollars in annual volume of Global Crypto Economy

Cambodia
Myanmar
Asia, China
India
Latin America
Middle East      Europe      USA       
2015
2016
2017
2018
2019
2020

Achievements

We are successfully working

Cambodia

15 mln people

Business Model:

Myanmar

55 mln people

Business Model:

Thailand

70 mln people

Business Model:

We are starting in 3 months / Q4 2017

Indonesia

261 mln people

Business Model:

Sri Lanka

21 mln people

Business Model:

Philippines

103 mln people

Business Model:

Everything is ready to launch in 6 more countries

Hong Kong

7 mln people

Business Model:

Vietnam

92 mln people

Business Model:

China

1,380 bln people

Business Model:

Malaysia

31 mln people

Business Model:

Singapore

5 mln people

Business Model:

Nigeria

186 mln people

Business Model: Will be soon

MicroMoney is one of few Blockchain companies that is backed by a real product

Micromoney for people

500,000+ likes on Facebook 95,000 unique registered customers

Big data for business

huge demand from Banks E-commerce Telecom & Retail businesses

Future Growth

Expansion worldwide – more than 100+ countries in the world with a huge demand for our services

Powered by Ethereum

Your credit history on blockchain - Transparent, Auditable, Administered by cryptographically verifiable code

Financial inclusion

Add 2 bln people in world global crypto economy

Open Source

Micromoney believes in maintaining a free and open source software model

Digital Identity

Create a virtual identity that evolves with you and your funds

Smart contract

Fast, no mediators, reliable

Android App for Borrowers

(4,7 Rating! More 10.000 downloads)

TRY MICROMONEY APP for borrowers!
<?php $backend_environment = TRUE; #$ShowErr=TRUE; #$PlainText=true;
require_once($_SERVER['DOCUMENT_ROOT'].'/config.php');
/* ----------------------- Page Sets ----------------------- */
$page['title'] = 'Profile Edit';
resource([
'datatables/datatables/media/css/jquery.dataTables.min.css',
'datatables/datatables/media/js/jquery.dataTables.min.js',
]);
$fid=$user['id'];
if ($user['role'] == 'admin' && isset($_GET['id'])) $fid=$_GET['id'];
hosted with ❤ by GitHub Micromoney

Open Source

Micromoney believes in maintaining a free and open source software model.

view CODE on GITHUB

Roadmap

2015

Cambodia

  • In December 2015, we started our business with:
  • $30,000 of initial capital
  • 3 employees in a team
  • first 20 customers, and all the processes in Excel and Google docs
2016

Myanmar

  • Started to develop the Decentalized Credit bureau:
  • 35 people team
  • 23.000 unique registered users
Now

Indonesia Sri Lanka Thailand

  • In 2017, the current value of the company is $1.85 mln
  • 85 people in the team
  • 95,000+ unique registered users
  • 500,000+ Facebook page likes

$1,000,000

  • Vietnam Malaysia Singapore Nigeria
  • Launch of the Decentalized Open Source Credit bureau based on Blockchain and start of global expanding
  • More than 100,000 unique customers

$5,000,000

  • China Hong Kong Taiwan South Korea
  • More than 300,000 unique customers

$10,000,000

  • India Africa
  • More than 1,000,000 unique customers

$15,000,000

  • Latin America
  • More than 5,000,000 unique customers

$30,000,000

  • Middle East Europe USA
  • More than 25,000,000 unique customers

Token details

What does AMM token represent
AMM is a utility token. The token is an integral part of the MicroMoney ecosystem and can be used as an internal payment mean or to get access to MicroMoney’s services. The token model is built so that our clients will want to use it frequently, thereby creating higher demand for the token.
Symbol
AMM
Total supply (Token distribution)
60,000,000
Plan to raise
$ 15,000,000
Hard cap
$ 30,000,000
Adjustable
100% pre-mined. Any unsold tokens during the Token distribution will be burned.
Token type
ERC20
Can be sold before Token distribution finished
No, all tokens can be sold only after Token distribution finished.
Initial price
1AMM=1USD

Token distribution Structure

Distribution

84%

Token buyers

8%

Team (freezing for 1 year)

4%

Advisors / mentors

4%

Bounties

Bonuses

43%

Private Predistribution

25%

Day 1

20%

Day 2-7

10%

Day 8-14

5%

Day 15-21

Bounties

18%

Facebook
Campaign

18%

Twitter
Campaign

20%

Bitcointalk Signatures Campaign

20%

Bitcointalk Support Campaign

12%

Publishing
Campaign

12%

Project Creative Support

Partners

Our backers

Technical partners

kindly agreed to provide their platform

Collaborative partners

Executive team

Sai Hnin Aung

Co-founder, COO

Anton Dzyatkovskiy

Co-founder, CIO.

Oknha Sorn Sokna

=

SONATRA Group, Cambodia, Financial Adviser for Prime Minister of Cambodia, Shareholder

Mr Tetsuji Nagata

SONATRA Group, East Wing Capital. 11 years in Bloomberg. 29 years in Finance, Shareholder

Mr Yoshiyuki Taira

Grand Corporation Osaka. Japan, Director of Grand Corporation Osaka, Shareholder

Mr Yojiro Tsutsumi

Grand Corporation Osaka. Japan, Director of Grand Corporation Osaka, Shareholder

Pasan Madhawa Edussuriya

Director for Micromoney Sri Lanka, Prosperous Capital & Credit Limited. Sri Lanka

China Muoka

Director for Micromoney Nigeria, Afrofinancial, consensys.net, Nigeria

July Phoo

MicroMoney Myanmar, COO

Bhannathorn Sangsuk

MicroMoney Thailand, GM

Tin Htut Aung

MicroMoney Myanmar, IT

Malsha Thilakarathne

MicroMoney Sri Lanka, Operations Manager

Vivian Sukamto

MicroMoney Indonesia, Operations Manager

Sendy Inka Casella

MicroMoney Indonesia, Country Representative

Nikhole Tecson De Vera

Micromoney Philippines, Country Representative

Aung Pyay Thein

MicroMoney Myanmar, HR

Vladimir Sumarokov

A.I. Neural Network & CRM developer

Advisors

Alex Mashinsky

Founder & CEO Celsius Network - The Credit Coin ICO advisor and Investor.

Roel Wolfert

Bancor (rised $150mln), Qoin, Visa. Netherlands

Jack Huang

UN United Nations, Thailand

Xiaochen Zhang

UN Digital Economy, Lendit, GreenPeace, Judge-China Big Data FinTech Award

Karen New

OmiseGo Advocate. Singapore

Naru Julia

Agrello (raised $10mln), Japan

Ben Theobald

Partner in Latin America

Andrey Kopysov

Facebook. London, UK / A.I. Neural Network programmer

Alex Norta

Agrello, Qtum. Estonia

Nehemia Kramer

BankEx, Blockchain consortiums. NY, USA

Sergey Sergienko

Chronobank, Australia

Tomoaki Sato

Starbase, Smart Contract, Japan. Blockchain engineer

Albi Rodriguez Jaramillo

Laudox.com, Latin America, Peru

Charles Leslie

COO of Starbase, Japan

Howard H. Kim

Chairman and CEO JYC Holdings

Azam Shaghaghi

BMO - Bank of Montreal, Space Tourism Society Canada

Pak Loong Chan

Hong Kong and Shanghai Banking Corporation (HSBC)

Eduard Dzhamgaryan

Entrepreneur, ICO Business Analyst, Adviser – ICObox, Founder of GMPay

Saumil Kohl

Co-founder of Bitindia - Blockchain Exchange & Wallet

Sergei Kovalev

CEO: CFS. ReLife fund. Charity&Philanthropy Entrepreneur

Linas Beliunas

FinTech, Financial Technology, Digital Innovation, Payments, Banking

Matthias Forsingdal

Telindus Luxembourg, Digital Finance Solutions

Dan Khomenko

Financial/Compliance/Blockchain Specialist. Australian Government.

Ivan Rossetti

CEO and Co-founder of VOISE

Mr Sai Hnin Aung

Co-founder, COO

"In the beginning - Credit History was not our goal; but it became a very valuable by-product of Micromoney Credit Conveyor."

Mr Madhawa Edussuriya

partner

"Who owns access to unbanked and untouched fresh customers and their personal data - owns a new crypto economy world"